Terms of Service

Last updated: June 19, 2026

Acceptance of Terms

By accessing and using HomeCalcs.net (“the Site”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

Use of the Site

HomeCalcs.net provides free mortgage calculators and educational content for informational purposes only. You may use the Site for personal, non-commercial purposes subject to these terms.

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Site
• Reproduce, duplicate, or copy content from the Site for commercial purposes without written permission
• Use automated tools to scrape or extract data from the Site

Disclaimer of Warranties

All calculator results are estimates for informational purposes only. The calculations provided by HomeCalcs.net are based on the information you enter and standard mathematical formulas. They do not account for all factors that may affect your actual mortgage payment, including but not limited to:

• PMI (Private Mortgage Insurance)
• HOA fees
• Lender-specific fees and points
• Changes in interest rates
• Your individual credit profile

HomeCalcs.net does not provide financial, legal, or mortgage advice. Always consult with a licensed mortgage professional, lender, or financial advisor before making any financial decisions.

No Warranties

The Site is provided “as is” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the fullest extent permitted by law, HomeCalcs.net and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on any calculator results or content.

Third-Party Links and Advertising

The Site may display advertisements served by Google AdSense and may contain links to third-party websites. We do not endorse and are not responsible for the content, products, or services offered by third parties. Clicking on advertisements or third-party links is done at your own risk.

Intellectual Property

All content on HomeCalcs.net, including text, graphics, logos, and calculator code, is the property of HomeCalcs.net and is protected by applicable copyright and intellectual property laws.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in the appropriate courts.

Contact

For questions about these Terms of Service, please use our contact form.